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The Wendy Willis Group
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Meet The Wendy Willis Group Led by the #1 producer in Coldwell Banker's Newburyport office, Wendy Willis, our group represents the complete package for buyers and sellers; three realtors instead of one, with a wide range of knowledge, expertise, and skill. We have the know how and the tools required to find your next dream house or get your house to stand out from the crowd even in this challenging market. About Wendy - Listing Agent for the Wendy Willis Group. *#1 Realtor in Sales year to date for 2007, #1 Realtor in Sales 2006 12 million in closed sales, Coldwell Banker Newburyport * #1 Realtor at Coldwell Banker Newburyport, 2005 16 million in closed sales *1st year in business "Rookie of the year NE MA, Coldwell Banker" *Experienced Buyer and Seller representation *New Homes,Land and Luxury Homes Specialist *Accredited Buyer Representative *Uses technologically advanced marketing and communication methods *24-hour accessibility to information *Member of local and national Association of Realtors Possessing a strong background in the luxury property market, equine properties, new homes construction and investment properties, Wendy is particularly skilled in creative marketing techniques backed by all of the power of Coldwell Banker Residential Brokerage. Wendy has a Bachelors of Science in Accounting and Business, graduating with high honors. As a former accountant with over 10 years of experience she brings a unique financial perspective to the home buying equation.Wendy has earned a reputation among her clients as a consummate professional who exemplifies competent, conscientious and knowledgeable service. Integrity, responsiveness and an easy going personable approach have been the hallmark of why clients enjoy working with Wendy. Wendy’s experience, market knowledge and attention to detail and follow through are the cornerstone of her business. Her friendly style, sense of humor and strong negotiating skills bring her consistent repeat and referral business. Wendy’s expertise and attention to YOUR concerns will help you achieve your goals too! Wendy lives in West Newbury with her husband, twins, horse and an active Jack Russell terrier. She enjoys gardening, antique collecting, interior design, horseback riding and tennis. Wendy and her husband have restored an antique stone grist mill. Antique, waterfront/luxury homes and equine properties are her specialty. 
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Financing Your Home >Watch Your ARMs Length
Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.
First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.
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What was the world's highest viewing platform before the opening of the Empire State Building in 1939?
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The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure. |
See More Real Estate Trivia > |
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